Terms & Conditions

1. Introduction
Welcome to Richbell Academy. These Terms and Conditions ("Terms") govern your use of our share trading learning services and the use of our payment gateway. By accessing or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our services.

2. Services Provided

a. Learning Materials: We offer educational resources, including online courses, webinars, and materials related to share trading.
b. Payment Processing: Our payment gateway processes payments for our services. All transactions are handled by Phonepay, and your payment information is managed according to their privacy policy and terms.

3. Account Registration

a. Accuracy: When you register for our services, you agree to provide accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials.
b. Responsibility: You are responsible for all activities that occur under your account. Notify us immediately if you suspect any unauthorized use of your account.

4. Payment Terms

a. Fees: All fees for our services are outlined on our website or in our communication with you. Prices are subject to change, and you will be notified of any changes before your next payment.
b. Payment Processing: Payments are processed through Phonepay. We do not store or have direct access to your payment details. Your transactions are governed by the payment gateway’s terms and conditions.
c. Refunds: Refunds are subject to our Refund Policy . Please review this policy for details on eligibility and the process for requesting a refund.

5. Intellectual Property
All content, including text, graphics, logos, and software, provided through our services is the property of Richbell Academy or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without express written permission.

6. User Conduct You agree to use our services only for lawful purposes and in accordance with these Terms. You may not:
a. Violate any applicable laws or regulations.
b. Engage in any conduct that disrupts or interferes with our services or the servers and networks connected to our services.
c. Impersonate any person or entity or falsely state or misrepresent your affiliation with any person or entity.

7. Disclaimers and Limitation of Liability

a. Disclaimers: Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee the accuracy, reliability, or completeness of the content provided.
b. Limitation of Liability: To the fullest extent permitted by law, Richbell Academy shall not be liable for any indirect, incidental, consequential, or punitive damages arising from or related to your use of our services or payment processing, even if we have been advised of the possibility of such damages.

8. Termination
We reserve the right to suspend or terminate your access to our services if you breach these Terms or engage in any conduct that we deem inappropriate or unlawful. You may terminate your account at any time by contacting us at 8155892055.

9. Changes to These Terms
We may update these Terms from time to time. The revised Terms will be effective as of the date posted on our website. Your continued use of our services after any changes constitutes your acceptance of the updated Terms.

10. Governing Law
These Terms are governed by and construed in accordance with the laws of Surat, without regard to its conflict of laws principles. Any disputes arising under these Terms will be resolved in the courts located in Surat.
11. we don't offer any refunds.